But policies for next year

Q: What if I don’t have health coverage through an employer?

A: The federal and state health insurance marketplaces created by the Affordable Care Act continue to sell health plans to people without job-based coverage. The Obamacare exchanges offer insurance, often with subsidies to help cover the cost, to 11 million customers.

The federal HealthCare.gov website says open enrollment for marketplace coverage in 2020 is scheduled to begin Nov. 1 and run through Dec. 15. Several states run their own marketplaces and have extended deadlines, some as late as Jan. 15.

A spokeswoman for the Center for Medicare and Medicaid Services, which oversees HealthCare.gov, said federal litigation over the Affordable Care Act was not expected to affect this year’s exchange open enrollment. More details about open enrollment will be announced before November.

The Affordable Care Act faces a federal court challenge that has thrown Obamacare’s long-term fate into question. But policies for next year, at least, are unlikely to be affected by the litigation, said Rae at the Kaiser foundation.This story was originally published at nytimes.com.

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